• Call to overdue customer, work place and bussiness place, witness, relative friend and parents.
• Visit overdue customer/current address/work place and bussiness place.
• Make plan call and visit customer to solve the late payment by customer.
• Take action and legal action with customer who late payment with JMC.
• Reposses asset and collected bad debt.
• Home land visit and collected bad debt and solve the problem with customer and relative.
• Updat colletion reported and both activities (call and visit) in to JMC system.
• Monitor daily, weekly and monthly target and actual result.
• Strongly manage and control staff and lead and motivate team.
• Ensure policy and guideline are complied. Perform other tasks assigned by manager.

• Conducting regularly checking branch implement credit quality and compliances (policy, procedure, forms, …) and performance of branches to ensure strong credit control at branch levels.
• Following up fraud prevention and detection as well as credit risk prevention strategy.
• Report of Credit Quality Assurance to Credit Quality Assurance Unit Manager.
• Assists Credit Department to prepare instruction letter/guidelines and disseminating to branches.
• Coordinates communication and reporting activities between branch and relevant department to ensure availability of data required for efficient daily operations.
• Reviews finding regularly and prepare instruction and communicate the improvement plan with branches.
• Perform other duties as assigned by Credit Quality Assurance Unit Manager.

• Visit overdue customer/ Current Address/Work Place and Business Place
• Make plan for visit customer to sole the late payment by customer
• Take action and Legal action with customer who late payment with JMC
• Repossess Asset and Collected bad dept
• Home land visit and collected Bad Debt and solve the problem with customer and relative
• Update collation reported in to JMC system
• Monitor daily, weekly and monthly target and actual result
• Ensure policy and guideline are complied
• Perform Other tasks assigned by manager

• Plan, manage, and perform specialized investigative audits, including determining audit objectives and scope, identifying and assessing risks, developing time budgets and audit programs, and ensuring compliance with Internal Audit work paper standards for each audit
• Using knowledge of the area of expertise, perform examinations of specialized operations to determine compliance with all pertinent statutes, policies, procedures, effectiveness in meeting operational requirements, efficiency, and sound accounting principles and practices and serve as a consultant for departments on such matters
• Assist with the overall supervision of internal audit staff, including assisting with staff professional development, training, and evaluation
• Assist in the development of the annual audit plan, execution, monitoring, and risk assessment, especially for area(s) of expertise.
• Examine records of institutional fiscal expenditures in assigned area(s) for compliance with all pertinent external controls, reporting methods, and limitations
• Interview concerned administrators and/or staff to obtain complete and accurate information related to specialized investigations and/or operational reviews
• Analyze/evaluate results of audits performed and develop recommendations to correct deficiencies
• Prepare audit reports including recommendations for improved practices/procedures, with supporting data, and review findings/recommendations to CFO/Chairman/Audit Commitee
• Follow-up recommendations made as a result of audits to substantiate/evaluate the implementation of recommended changes
• Hire, train, evaluate, and supervise staff as assigned
• Serve as a liaison in area of expertise with the audit community and with external auditors’ staff on behalf ensure proper completion of internal audit projects and external audit assistance
• Perform other related duties, as assigned

• Manage on employee time attendance record for all staff with tracking report and submit to C&B Team
• Manage on leave management and HRMS system management
• Assisting on HR compliance such as MoLVT system, request Foreign Labor Quota, and Employment Work Permit for expat
• Manage on employee’s personnel profile, prepare checklist and follow up for the pending documents
• Ensure new employee information into the HRM system timely
• Conducting on board process, inform and announce new employee to each department’s buddy and all employee
• Preparing announcement to all employee and/or the public stakeholder about Holiday Notice
• Issuance HR letter such as employee reference request for expatriate extend visa, and invitation letter
• Reviewing on employee traveling request form
• Performing admin job such as (Fix asset and non-fix asset management for HR Department, Request and stock management for HR stationary
• Perform other tasks assign by supervisor

• Raise funds (borrowing) from both international and local lenders based on budget plan;
• Manage relationships with lenders/banks for better fund opportunities responding to the company’s expected timeline;
• Maintaining lender pipeline on a monthly/weekly basis to update fund status and action toward disbursement date;
• Manage internal and external processes including loan agreements and relevant documents to ensure on-time fund drawdown;
• Facilitate the meeting and requirement from the lender upon request with the relevant departments;
• Provide and submit lender reports and financial covenant reports to lenders;
• Corporate with the relevant departments to collect information as lenders require;
• Complete and set up related reports and prepare lender-related reports;
• Respond toward KYC or Due Diligence requests from lenders and counterparties;
• Book the loan repayment schedule and related transactions into the core banking system;
• Reconcile borrowing balance on a monthly basis;
• Monitor and process the borrowing repayment to creditors as per schedule in a timely manner

• Assist in reporting all required reports (credit including recovery report and non-credit reports) to related persons regularly.
• Assist in analyzing all required reports (quantitative and qualitative) regularly.
• Assist in verifying the related information with branches and related departments.
• Conducts and directs management studies on new methodologies/approaches to improve field operations and sustain/ improve company viability and profitability.
• Ensure credit information/ dashboard is analyzed and report to Head of Credit.
• Ensure credit reports are consolidated and sent to relevant stakeholders.
• Regularly assess credit risk for LOLC loan products and operations activities then provide recommendation for risk mitigation strategy.
• Perform other duties as assigned by Report Analysis Unit Manager.

• Checking and creating card applications/document that receive from branches and sale channels
• Verifying cardholder KYC process
• Supporting all branches related to Visa Card operation
• Maintenance card status and information upon receiving request from cardholder
• Establishing and revising all related regulations; policies, guidelines, manuals, forms etc.
• Setting up and improving whole process of card operation business
• Supporting card issuance operation such as manufacturing, stock control, delivery etc.
• Preparing and check all kind of internal reports related to Card Operation
• Supporting with card payment banks, card service partners, etc.
• Filing all document-related after operation process
• Any other tasks assigned by line manager

• Managing daily card application/document that receive from branches and sale channels
• Managing card issuance operation such as manufacturing, shipping and receipt of card
• Controlling the document filing and the movement of document
• Reviewing customer KYC process
• Supporting all branches for the inquiry related to card operation
• Establishing and revising all related policies, guidelines, manuals, forms etc.
• Improving card issuing process to meet customer satisfaction
• Supporting all kind of internal and external report related to card operation
• Any other tasks assigned by line manager

• Contribute a development of product, selling and marketing strategies on commercial and superior banking business to support the growth and advancement within the competitive industry.
• Build market network and conduct sale approaches to potential clients, particularly segments of Corporates and Key Individuals Depositors.
• Make appointment and conduct sale presentation to promote commercial and superior banking services to potential customers.
• Manage and build relationship with existing customers to maximize the cross-selling opportunities on all available financial products and services of the company.
• Prepare and properly manage client base, including management of sales pipeline report for Head of Commercial Business.
• Develop and manage referral from both existing clients or other sources
• Keep up-to-date the competitors’ information, including their products, services and other marketing activities.
• Keep up-to-date with AMK’s marketing activities, products & services, and its product and market proposition to ensure both new and existing customers could be well educated and leveraged as much as possible the opportunities to support their businesses.
• Work with Regional Channel Manager and Provincial Manager to effectively serve commercial and superior customers. Contribute in customer referral or cross selling of other products if there is a need. Other tasks assigned by Head of Commercial Business if required.