• Conduct independent credit risk assessments on loan applications and submit to loan committee for approval
• Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents and etc)
• Evaluate the financial status of clients including financial ratios, trend, cash flow analysis, and financial projections
• Evaluate clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
• Analyze the data and preparing reports about the degree of risk in lending money to clients
• Analyze client records and using the data to recommend payment plans
• Monitor loans for compliance
• Draft models of credit information that predicts trendsand patterns
• Make a plan for annual credit review(twice a year)
• Other tasks assigned by management

• Promote, sale the car loan/General loan products and meet with applicants as the
• assigned target
• Build and maintain a good relationship with partners and customer
• Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans
• Submit applications to credit assessment for verification and recommendation
• Visit the customer’s residence with credit assessment team if requested
• Handle customer complaints and take appropriate action to resolve them
• Prepare weekly report and others necessary report to manager
• Assist other tasks assigned by manager

• Prepare letter of offer and legal agreement in according to credit assessment approval.
• Liaise with customer to execute legal documents.
• Follow up Bank’s penal lawyer processing hypothec registration.
• Ensure pre-disbursement condition fulfilled and complied before loan disbursement.
• Ensure all kind of fees have been deposited by customer in according to approval.
• Check completion of legal documents and security document before loan disbursement.
• Prepare loan drawdown notice submit to manager approval for loan drawdown.
• Ensure completion of security envelop and loan file and meet with TAT of deliver security document approved by management.
• Prepare daily loan processing report in daily basis.
• Good team work for both internal and external.
• Do any tasks assigned by manager

• Bachelor degree(s) from an accredited institution of Banking, Finance and accounting
• At least one year of experience with related field
• Computer skills (MS. Word, MS. Excel, Ms. Power Point, Email, Internet)
• Be honest, high commitment and flexible
• Strong teamwork and interpersonal skills
• Good English with ability to both verbally and writing

• Holding bachelor degree in Banking, Finance, Accounting or other related fields
• At least 2 years’ experience in financial institutions
• Being hard-working, rigorous, flexible, highly committed and responsible
• Willing to learn new things (Growth mindset) and fast learner
• Proficiency in English is benefit
• Having good communication
• Proficiency in Word, Excel, PowerPoint and Email.
• Clearly understand about bank’s products, bank’s Core Value, Policy and Mission.

• To support the department where the trainee be selected
• To be trained and build capability base on the employee talented and knowledge
• To assist on the job duties as in each department
• To assist on making report for monthly and weekly

• Bachelor Degree in Banking and finance, Economics, Business administration
• Work Experience in banking as a credit officer, credit analysis or credit management
• Carries deep analytically thinking and interpersonal skill
• Good Knowledge of finance and banking law
• Proficiency in English is a must (Fluent in speaking, writing and reading)
• Computer literacy such as Ms. Words, Excel, Power Pointed
• Willing to work under pressure and as a team
• Integrity and self-motivated
• Self-started, resilient with the ability to follow through on issues and bring them to resolution in a timely and reasonable manner
• Customer oriented person and carried sufficient leadership

• Prepare and /or check loan agreement and document for loan release.
• Operation on core banking system for loan process
• Management of title deed
• Management of insurance policy
• Getting thumbprint from loan customer
• Filing and tracking of loan slip, application, agreement etc.
• Manage current loan customers for extension, refinance etc.
• Resolve customer problem and complaint
• Notification to loan customers of interest/principal maturity
• Other related duties as assigned by management

• Assist to analyze all credit/extension proposals of clients
• Assist to make sure all credit policies, procedure and regulatory compliancy standards are meet
• Assist manager related to CBC Report
• Promote and sell the bank products and services
• Establishing and maintaining effective relationships with new and existing customers.
• Provide training on products and service for new staffs
• Prepare weekly/monthly / yearly report for management

• Assist Manager to fulfill the assigned task
• Assist Manager to prepare internal policy, guideline, and procedure of the team.
• Cooperate with Credit Team in analyzing and identifying credit risk to client proposal.
• Workout with Credit Team to review and rescore for any change of client risk disbursement to client.
• Mater related to planning, promotion, management, reporting of following-up credit management system.
• Matters related to management and supervisor of rule, guideline, field manual on follow-up credit management.
• Matters related to management and improvement of follow-up credit management process.
• Matter related to loan write-off, and collection delegation duties in general.
• Metter related to management and disposal of assets acquire for repayment of loan.
• Matters related to implementation of legal proceeding for loan collection.