• Identify and analyze main root causes of loan accounts fall overdue
• Set recovery target, priority, strategies and effectively solve overdue loan accounts
• Manage and control matters to delinquent loan accounts regularly
• Constantly execute collecting those delinquent loan accounts based on the recovery policies procedures
• Ensure that appropriate actions taken towards the objectives and fully recover the overdue amounts
• Monitor overdue accounts on the daily basis
• Allocate the prioritize tasks for the effective analysis of recovery system reports
• Meet with various clients/partners in difficult situations and negotiate for loan settlements, charged off loans and submit appropriate recovery documentation to obtained appropriate approvals from management
• Facilitate activities through effective relationship with branch staff, province staff, concerned departments as well as local authorities
• Prepare regular reports of collection status such as visiting the home/business of the overdue loan as daily, weekly, monthly, quarterly and yearly basis
• Report the management about the legal process if the legal proceeding is engaged

• Enquiry CBC
• Customer Information and Loan Application Key-in
• Customer Due Diligent and Checking Dow Jones Risk Filtering and KH_Voter list/ KYC
• Collateral verbal check with availability appraisal panels
• Key in/Modify Information of customers in system
• Support and check and Verify documents submitted by Credit Officer
• Supporting branches and internal teams
• Check, verify, and adjust General Loan process in Excel
• Other tasks assigned by Manager

• Main Responsibilities :
o Maintaining records of all customer owed.
o Keeping track of customers owed
o Checking and managing sale daily report in Quickbook
o Locating and contacting debtors to inquire of their payment status
o Investigate and resolve the problems with difficulty customers
o Update account status and database regularly
o Alert superiors of debtors unwilling or unable to pay when necessary
o Comply with requirements when legal action is unavoidable
o Checking and monitoring with customer payment irregularly to company carefully
o Manage customer accounts through early identification of financial distress by pro-active customer contact.
o Successfully influence the outcome for both the customer and company, limiting the escalation of arrears to litigation, with a satisfactory customer outcome.
o Through case management, build and maintain the customer relationship for all customers in arrears building a financial profile whilst gathering information from the customer in order to negotiate a sustainable payment plan.
o Confidently manage arrears calls, fully discussing customers’ circumstances in order to find solutions, in line with the Society’s Arrears Policy.
o Provide support to Arrears and Collections Team as necessary.
o Ensure compliance to policy and procedures, thus minimising conduct risk exposure.
o Assist with the testing of any new software releases.
o Help embed change including new processes, procedures and systems updates and to provide feedback and suggestions for process improvements.
o Other tasks will be assigned by line manager

• Job description:
o Assist in preparing monthly tax declaration (expense part) and submit to senior for checking and verifying
o Work with tax consultant on expense report (Question, comment…)
o Comment or advise from tax consultant to accounting team (Request Tax invoice if possible, and check invoice from suppliers…)
o Record all advance voucher and advance settlement in QB (QuickBooks)
o Record Payment Voucher and Bank Voucher in QB
o Handle on Fixed Asset: Update all new Fixed Asset distributed by branch in list. Depreciation Fixed Asset in field and Record in QB by monthly, notice all Fixed Asset that transfer and generate code for all Fixed Asset……
o Produce Financial Report: Cash Flow, Profit and Loss, Balance Sheet
o Assist in preparing administration tasks for submitting to Ministry of Commerce and General Tax Department or Chamkarmon
o Submit/ collect documents to/from General Tax Department (Request by General Tax Department)
o Check and verify all transaction that record in system QR and QB, such as account names, amounts and attached files.
o Performs other duties, as assigned

• Soliciting potential and existing clients in accordance with the guidelines stated in the loan policies and procedures
• Preparing/checking loan documents (English and Khmer) in accordance with credit approvals including Letter of Offer, Facility Agreement, Hypothec Agreement and Guarantee Agreement etc
• Coordinating/guiding/coaching and supporting branch staff to prepare security document/helping them to correct the mistakes
• Liaising with relevant local authorities/panel lawyer to perfect the loan documents
• Monitoring and follow up post-drawdown condition with branch compliance with approved terms & conditions
• Preparing internal Loan and NBC report
• Preparing documents for loan settlement
• Checking the loan documents upon execution by borrowers and attested by lawyers, which shall include the followings
• All agreements are properly signed including conditions precedent and security documents
• Correcting dates are inserted
• All pages are initialed
• Reading the memorandum and Articles of Association of the corporate borrower or security provider to determine that the company can borrow or provide the assets as security respectively, corporate authorization and procedures for execution of documents and affixing of company seal
• Corporate seals and personal seals are affixed when required
• Board/Shareholders resolutions (when required) are executed by the proper authority
• Evidence of Filing and/or registration when required
• Preparing disbursement checklist to ensure the Terms & Conditions is complied
• Ensuring safe keeping all the loan securities documents
• Contacting customer for insurance renewal, fire and life
• All other matters ancillary to the above and to perform any other related duties that Management may require from time to time

• Identify and analyze main root causes of loan accounts fall overdue
• Set recovery target, priority, strategies and effectively solve overdue loan accounts
• Manage and control matters to delinquent loan accounts regularly
• Constantly execute collecting those delinquent loan accounts based on the recovery policies procedures
• Ensure that appropriate actions taken towards the objectives and fully recover the overdue amounts
• Monitor overdue accounts on the daily basis
• Allocate the prioritize tasks for the effective analysis of recovery system reports
• Meet with various clients/partners in difficult situations and negotiate for loan settlements, charged off loans and submit appropriate recovery documentation to obtained appropriate approvals from management
• Facilitate activities through effective relationship with branch staff, province staff, concerned departments as well as local authorities
• Prepare regular reports of collection status such as visiting the home/business of the overdue loan as daily, weekly, monthly, quarterly and yearly basis
• Report the management about the legal process if the legal proceeding is engaged

• Prepare daily, weekly plan disbursement monthly report supervisor
• Check customer title deed vault/car identification every end of month
• Upload CBC monthly report the end month
• Prepare legal document for loan disbursement
• Prepare title deeds to mortgage at Sangkat/ Khan & Cadastral office
• Maintain files loan after disbursement
• Check follow up loan and paid–off
• Do other tasks which assign by manager

• Filling with MOC process
• Process loan insurance order, recording, settlement, customers ‘claim, monthly reconciling and payment to insurance company
• Registration process with MoPWT (Public Works & Transport)
• Registration process with MLMUPC (Land Management and Urban Planning)
• Support the request from loan departments
• Closely response for pending/outstanding documents with specific date of completing document
• Adhoc request any new requirement from NBC
• Calculation, reconcile with insurance company, and posting into system
• Another task assigned by manager

• Bachelor degree(s) from an accredited institution of Banking, Finance and accounting
• At least one year of experience with related field
• Computer skills (MS. Word, MS. Excel, Ms. Power Point, Email, Internet)
• Be honest, high commitment and flexible
• Strong teamwork and interpersonal skills
• Good English with ability to both verbally and writing

• Control income and expenditure.
• Perform month-end accounting activities such as reconciliations and journal entries.
• Perform financial analysis and reporting to management as needed.
• Generate financial reports and statements the management for review.
• Prepare monthly and annual tax returns, payments, necessary paperwork, reports.
• Assess research difficult tax issues identify solutions.
• Ensure company complies regulations by forwarding required information state local authorities.
• Work with internal auditor and tax authorities.
• Keep update tax department information new policy.
• Being the key contact between other departments related financial accounting matters.
• Ad-Hoc tasks be assigned by Finance Manager and CEO.