• Promote, sale the car loan/General loan products and meet with applicants as the assigned target
• Build and maintain a good relationship with partners and customer
• Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans
• Submit applications to credit assessment for verification and recommendation
• Visit the customer’s residence with credit assessment team if requested
• Handle customer complaints and take appropriate action to resolve them
• Prepare weekly report and others necessary report to manager
• Assist other tasks assigned by manager

• Enquiry CBC
• Customer Information and Loan Application Key-in
• Customer Due Diligent and Checking Dow Jones Risk Filtering and KH_Voter list/ KYC
• Collateral verbal check with availability appraisal panels
• Key in/Modify Information of customers in system
• Support and check and Verify documents submitted by Credit Officer
• Supporting branches and internal teams
• Check, verify, and adjust General Loan process in Excel
• Other tasks assigned by Manager

• Researching and analyzing data to identify target audiences, market trend and competitors, and propose effective marketing strategies
• Responsible for preparing reports
• Communication with media to establish effective media and advertising strategies for boosting brand awareness and generate sales
• Negotiating with agencies/vendors/suppliers and work on other preparation tasks to arrange internal/external events
• Prepare formal and professional bank contents (especially in English language)
• Assist in CSR activities
• Other tasks assigned by manager in charge

• Providing oversight to ensure Branch operation maintains a robust control environment.
• Supporting/conducting process walkthroughs to identify control gaps and improvements in pursuit of high-quality risk and control execution.
• Evaluating and improving the internal control system and operational effectiveness for Branch and ensuring compliance with theBank’policies and procedures,supporting and driving the implementation of process and control design enhancements to standardize processes and controls to simplify and rationalize the internal control environment of the Branch.
• Promoting the importance of a strong internal control environment and the roles and responsibilities with that environment for maintaining the Bank’s reputation.
• Supporting and overseeing the remediation and deficiency assessment process and proactively work with the process to establish proper remediation plan and doing assessment of deficiencies and their underlying root causes, monitoring and guiding Branch in the timely and sustainable remediation of deficiencies and delivering periodic training and expertise to the Branch staff to ensure successful execution of roles and responsibilities.
• Overseeing the implementation of and adherence to the branch’s compliance framework.
• Monitoring and ensuring prevention or closure of any compliance breach or incident faced by the business.
• Providing general legal advice to Branch staff on compliance and regulatory matters.
• Conducting the compliance program such as: participating direct site inspections under regular/irregular program according to the plan and supporting the preparation of the compliance training program etc., Conducting the monthly compliance activities report and Internal control report including self-inspection report from Branch with supporting by his/her assistant.
• Supporting the supervision of anti-money laundering and combating financing of Terrorism of the Branch.
• Supporting for reviewing and drafting of major contracts and notices.
• Undertakes other duties as may be assigned from time to time.

• Assess loan application and quality check within defined guidelines and policies of each product.
• Conduct independent credit risk assessments on loan applications and submit to loan committee for approval.
• Conduct on site visit for necessary cases, including suspicious cases and accordingly providing independent observation.
• Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.).
• Evaluate the financial status of clients including financial ratios, trend, cash flow analysis, and financial projections
• Evaluate clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
• Analyze the data and preparing reports about the degree of risk in lending money to clients
• Analyze client records and using the data to recommend payment plans
• Monitor loans for compliance.
• Draft models of credit information that predicts trends and patterns.
• Make a plan for annual credit review (twice a year).
• Other tasks assigned by management.
• Making recommendations about procedural/policy changes.

• Managing of Loan sales performance on target both individual and team members/Credit Officers (COs)
• Finding, and maintaining the partners and affiliates for the long run business.
• Strategic planning for loan product, coaching and train team members/COs aiming for target achievement.
• Prepare and check monthly report on loan outstanding disbursement, NPL and other report.
• Check daily loan disbursement report from team members/COs and report to management.
• Be a good facilitator and helper of the team members/COs to cross team for loan processing.
• Site visit on customer’s business/collateral for mitigating the risk if required.
• Check and verify on all loan applications/documents before submit to credit assessment and approval team to analyze.
• Other task assigns by management team.

• Checking and creating card applications/document that receive from branches and sale channels
• Verifying cardholder KYC process
• Supporting all branches related to Visa Card operation
• Establishing and revising all related regulations; policies, guidelines, manuals, forms etc.
• Setting up and improving whole process of card operation business
• Supporting card issuance operation such as manufacturing, stock control, delivery etc.
• Preparing and check all kind of internal reports related to Card Operation
• Preparing monthly NBC and CBC report and upload it respectively
• Supporting with card payment banks, card service partners, etc.
• Any other tasks assigned by line manager

• Identify and analyze main root causes of loan accounts fall overdue
• Set recovery target, priority, strategies and effectively solve overdue loan accounts
• Manage and control matters to delinquent loan accounts regularly
• Constantly execute collecting those delinquent loan accounts based on the recovery policies procedures
• Ensure that appropriate actions taken towards the objectives and fully recover the overdue amounts
• Monitor overdue accounts on the daily basis
• Allocate the prioritize tasks for the effective analysis of recovery system reports
• Meet with various clients/partners in difficult situations and negotiate for loan settlements, charged off loans and submit appropriate recovery documentation to obtained appropriate approvals from management
• Facilitate activities through effective relationship with branch staff, province staff, concerned departments as well as local authorities
• Prepare regular reports of collection status such as visiting the home/business of the overdue loan as daily, weekly, monthly, quarterly and yearly basis
• Report the management about the legal process if the legal proceeding is engaged

• Assess loan application and quality check within defined guidelines and policies of each product.
• Conduct independent credit risk assessments on loan applications and submit to loan committee for approval.
• Conduct on site visit for necessary cases, including suspicious cases and accordingly providing independent observation.
• Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.).
• Evaluate the financial status of clients including financial ratios, trend, cash flow analysis, and financial projections
• Evaluate clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
• Analyze the data and preparing reports about the degree of risk in lending money to clients
• Analyze client records and using the data to recommend payment plans
• Monitor loans for compliance.
• Draft models of credit information that predicts trends and patterns.
• Make a plan for annual credit review (twice a year).
• Other tasks assigned by management.
• Making recommendations about procedural/policy changes.

• Assist in producing press releases to media reporter and KDSB’s channel.
• Assist to arrange internal & external event for KDSB
• Assist on media trend analysis and evaluation
• Involve in develop branding strategy and ensure all external communication is in line with brand strategy.
• Coordinate and support all messages to communicate with the market which includes advertising, direct marketing, branding, printed materials, PR activities, sales presentations, sponsorships, trade show appearances.
• Work on other Corporate Social Responsibility (CSR) tasks
• Another task assigned by direct supervisor.