• Initiate and develop strategy, promotion activities, target clients and loan disbursement plan;
• Plan and execute promotion activities to meet target plan;
• Strengthen connection with new and existing clients;
• Assess loan application base on 5C including business, repayment and financial capacity and collateral valuation
• Write up and verbal recommendations on each loan proposal to manager and committee;
• Ensure prompt loan repayment and assess loan overdue.
• Conducting market research from other Bank or MFIs related to loan products, terms and condition in order to amend our internal products condition and ensure of effective competition.
• Research and keep management updated the property market price and trend;
• Take part in explaining to loan applicants about the Credit policy and procedure in a way that the loan applicants are aware about loan principal, interest, and fee shall be paid regularly according to the schedule.
• Advise or recommend to Credit officers to be aware and take responsibilities to monitor the situation of the borrowers and properties mortgaged;
• Other duties as assigned by management.